Healthcare fintech platform · API or custom app

The Financial Infrastructure for Healthcare

Build benefits, accounts, payments, e-commerce, and rewards into the experience your members already use, with one configurable platform underneath it all

Consumer-directed health

Replace legacy account technology without giving up control

Power HSA, FSA, HRA, and LSA programs through your own experience, with one card, one ledger, and APIs built for healthcare.

Millionsof accounts administered
< 1 secreal-time authorization
One coreacross lines of business
YOUR BENEFITS PLATFORM LIVE
HEALTH WALLET

Good morning, Jordan

4 accounts
Primary productHSA / FSA Wallet

Spending, saving, and investing in one member experience.

HSA
Total healthcare balance$8,462.18HSA, FSA, and LSA on one card
LYNX APIGET
/accounts/member/balance
{
  "clientMemberId": "mem_9f2b1c84",
  "accountType": "HSA,HEALTH_FSA"
}
RESPONSETransaction data returned
200
REAL-TIME DATAACCESSIBLE NOW
APIrulesmember experience
ONE INTEGRATIONAccounts · cards · payments · commerce
Member balance synchronized
Trusted across healthcare
EnrichlyPriority HealthFISSharecareCinqCareBizCare BenefitsRiver HealthBenaficaAvidia BankLeewayTHBZorroBlitLirvionCenteneTruemed
One platform for every opportunity

Built for Every Healthcare Payment Silo

Each category has historically required separate rails, rules, and experiences. Lynx runs them on one configurable platform, so you can start with one use case and expand without adding another vendor.

Health SavingsInvestable$6,842
Flexible SpendingHealthcare$1,120
Lifestyle SpendingFitness + family$500
TPAs · plans · banks

Consumer-Directed Health

Replace conflicted, one-size-fits-all infrastructure with HSA, FSA, HRA, and LSA accounts, payments, claims, and investing you own and differentiate, by API or custom app.

Explore CDH →
FLEX CARD$1,240.00YOUR PLAN •••• 1842
OTCFoodDental · Vision · HearingRidesRewards
Medicare Advantage

Supplemental Benefits

Unify OTC, food, transportation, dental, vision, hearing, rewards, and care gaps on one branded card and member experience, without a closed vendor ecosystem.

Explore Supplemental Benefits →
Employer$965 / mo
Lynx
Premium$715
HSA$250
Benefit administrators

ICHRA + Next-Gen Plans

Fund preferred care at the point of payment, not weeks later, with modern APIs connecting employer funding, premium payments, reimbursements, and compliant healthcare accounts.

Explore ICHRA →
GLP-1 · 5 mgAt the pharmacy counterNDC verified
$650.00approved in real time
Program $500HSA $150
PBMs · employers · pharma

Pharmacy Access

Price and pay in real time with NDC-level adjudication instead of reimbursement, backed by real-time eligibility and flexible payment rules.

Explore Pharmacy →
First Aid Kit$42.18 · ships freeEligible
OTC $30.00FSA $12.18
Member pays$0.00
Plans · TPAs · retail

Healthcare E-commerce

Embed eligible products, benefit payments, split tender, tax, and fulfillment directly into your experience.

Explore E-commerce →
$75 earned3 of 4 healthy actions
Wellness visitFlu shotA1C checkEye exam
Plans · employers

Rewards + Incentives

Connect personalized rewards to healthy actions to help close care gaps, and fund rewards alongside every other benefit purse.

Explore Rewards →
YOUR HEALTH PLAN

Good morning, Maria

Your benefits, rewards, and care.
Total available$1,240.00YOUR BRAND •••• 1842
Your benefits
One card · many purses
Real-time eligibility
Your brand · API or custom app
Your brand. Your app. Every time.

Your Ecosystem, Not Another Vendor App

Members see only the benefits relevant to them, under your brand. Lynx runs the accounts, rules, payments, e-commerce, and fulfillment underneath, whether you build on our APIs or we build your custom app.

Members stay in your appOne card, one coreEmbed within your experienceYou own the data
API or custom appAlways your app. Choose who builds it.
API

Your team builds on Lynx

Plug Lynx APIs into the app you already run.

Explore the API docs ↗
Custom app

Lynx builds it for you

A web and mobile app designed around your brand and members, built and run by Lynx.

See how custom builds work →
242,000+members moved to one consistent, branded experience
“Lynx has been equally invested in our success and has worked as an extension of our team.”

See how Priority Health and Lynx combined modern technology, reliable execution, and true collaboration to deliver a better Medicare Advantage member experience.

View the case study →
Priority Health Case StudySee how Priority Health and Lynx combine innovative technology and true collaboration to deliver a better member experience.
See our APIs in action

Built on APIs Lynx Owns

Use Lynx-built APIs to move money, apply benefit rules, and bring real-time account, transaction, claims, investment, product, and eligibility data into the experiences you already own.

docs.lynx-fh.comVERIFIED ENDPOINT
GET/accounts/member/balance
{
  "clientMemberId": "mem_9f2b1c84",
  "clientOrgName": "Elevance_Health_West",
  "accountType": "HSA,HEALTH_FSA,HRA,LSA"
}
Response
{
  "memberAccounts": [{
    "type": "HSA",
    "availableAmount": 4820.00,
    "verifiedIndicator": true
  }]
}
API response→your experience
ACCOUNT API

View healthcare balances in your app

Pull every connected healthcare account into one member view without sending the member to another platform.

Real-time data accessLIVE DATA

The same Lynx data can power your member experience, service tooling, and downstream workflows as soon as it is available.

Actual fields from the Lynx API response
Open this endpoint in the docs ↗
Why Lynx

Why Healthcare Organizations Choose Lynx

Own the consumer experience

Keep every account, benefit, purchase, and care journey inside your brand and ecosystem.

Lower cost, create new economics

Consolidate point solutions while opening revenue from payments, balances, and commerce.

Healthcare complexity, handled

Operate on infrastructure designed around healthcare accounts, claims, payments, and regulation.

A team built to extend yours

Work with an independent platform and a team invested in making your program successful.

Ready to Simplify How Healthcare Money Moves?

Talk to Lynx ↗