Power ICHRA and Next-Gen Health Plans on Lynx
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MODERN ICHRA INFRASTRUCTURE
Build & Launch Smarter Health Benefits
Lynx enables administrators to move beyond legacy reimbursement models with an API-first platform that brings precision and control to ICHRA and other employer-funded benefits. With one integration, you can:
- Administer compliant ICHRA programs with employer-defined funding rules
- Issue debit cards at the employee level, virtual or physical, for premiums and eligible expenses
- Add ICHRA “Premium+” wallets that cover the most popular 213(d)-eligible expenses, including medical, dental, vision, hearing, prescription, and preventive care
- Rethink ancillary benefits powered by payment technology, offering full dental, vision, and hearing benefits, and extending to telehealth, high-performing providers, and condition-specific programs
- Use a single card, virtual or physical, across multiple benefit types
CORE DIFFERENTIATORS
What Sets Lynx Apart in ICHRA Innovation
Compliant Infrastructure, Built for Scale
Launch and operate ICHRA programs in full regulatory compliance, from plan setup to employee reimbursements. Lynx handles the complex rules so administrators can focus on growth.
- Automated IRS & ACA compliance
- Real-time eligibility and contribution logic
- Audit-ready reporting and reconciliation
Programmable Payment Controls
Route benefit dollars with precision. Whether funding a virtual-first plan or limiting spend to high-performing networks, Lynx lets administrators control where and how money moves.
- Restrict by provider type, merchant, or SKU
- Fund telehealth, lab, or high-value care benefits directly
- Eliminate paper reimbursements and manual claim review
API-First Speed & Simplicity
Go live in 8–10 weeks with developer-friendly APIs and prebuilt integrations across payroll, benefits, and banking systems.
- Single integration for card issuance, funding, and reporting
- Webhooks for real-time transaction data
- Scalable architecture supporting thousands of employers
Multi-Benefit Flexibility
Go beyond ICHRA with connected benefits that live on one card and one platform.
- Add dental, vision, and hearing accounts alongside ICHRA
- Manage lifestyle or wellness benefits with separate wallets
- Offer unified experiences for members and administrators
QUICK DEPLOYMENT
Launch Fully Integrated ICHRA + Plan Designs in 8 Weeks
With Lynx, you can move from concept to compliant launch in as little as eight weeks. Our infrastructure makes it easy to configure and fund multiple benefit types, without the friction of legacy systems.
- White-label platform and APIs
- Instant virtual or physical card issuance
- Multi-account support (Premium, 213(d), Dental, Vision, Hearing, LSA)
- Advanced compliance engine for ACA and ERISA
ALTERNATIVE PLAN DESIGN
Design Benefits that Drive Better Care and Lower Costs
Lynx empowers payers and administrators to design benefits that incentivize quality, not volume. Each rule is programmable, ensuring every benefit dollar aligns with employer and plan objectives. Configure rules that direct dollars toward:
- Pre-funded dental, vision and pharmacy benefits on a card
- Virtual-first care models
- High-performing provider networks
- In-network or partner labs and imaging
- Programs that reward members for preventive care
Unify ICHRA and Alternative Health Plans on One Platform
Power next-generation health benefits with Lynx, where ICHRA, premium payments, dental, vision, hearing, and virtual care all come together in one integrated experience
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