Modernize Pharmacy Access, Payments, and Affordability with Lynx Rx Access Wallet

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PRECISION PHARMACY ACCESS

A New Model for Pharmacy Access

Pharmacy is being reshaped by a major market shift driven by GLP-1 demand, rising employer cost pressure, and pharma’s growing need for more direct and efficient pathways to patients.

But the infrastructure has not kept up.

Most solutions still rely on reimbursement, static account funding, or legacy PBM workflows that were not designed for real-time pharmacy affordability.

Across the entire ecosystem:
pharma-icon
Pharma

is seeking more direct, affordable access to patients.

employers-icon
Employers

are demanding predictable, controlled spend.

pbm-icon
PBMs and plans

are exploring new models to support both.

A new model is emerging—one where pricing, adjudication, payment, and manufacturer support happen in real time, with precise control over how therapies are accessed and funded.

Lynx is building the infrastructure to power that shift.

Lynx Rx Access Wallet Account active
Total available balance
$996.50
Pharma $250 Employer $300 HSA/FSA $399 Member OOP Rewards $47.50
Your brand
•••• •••• •••• 4821
 
 
 
GLP-1 subsidy
PHARMA_01
$250.00
 
 
Employer benefit
OTC_01
$300.00
 
 
Mfr. rebate (real-time)
HSA_01
$399.00
 
 
Linked checking
ACH_BACKUP · Plaid
Backup
 
Rewards
REWARDS_01
$47.50
 
View API docs
CVS Pharmacy – Ozempic
Apr 12 · Multi-purse
−$85.00
Walgreens – Insulin
Apr 8 · HSA_01
−$42.00
Employer contribution
Apr 1 · OTC_01
+$300.00
Rite Aid – OTC allergy
Mar 28 · OTC_01
−$18.50
GLP-1 subsidy loaded
Mar 15 · PHARMA_01
+$250.00
GET /api/v1/clientorg/{org}/member/{id}/accounts
GET /api/v1/clientorg/{org}/member/{id}/transactions
POST /api/v1/clientorg/{org}/member/{id}/enroll
POST /api/v1/clientorg/{org}/contributions
PUT /api/v1/cards/{cardProxy}/status
POST /api/v1/clientorg/{org}/member/{id}/distributions
PHARMA_01 GLP-1 subsidy fund
OTC_01 Employer OTC benefit
HSA_01 Member-owned HSA
ACH Plaid-linked checking
REWARDS_01 Incentive rewards
LYNX RX ACCESS WALLET

Real-Time Pharmacy Affordability Infrastructure

The Lynx Rx Access Wallet is a configurable, multi-purse digital wallet powered by Lynx's real-time pricing, adjudication, and payment engine, integrated with pharmacy, hub, dispensing, and delivery partners.

Lynx is the only platform that can price, adjudicate, and pay a pharmacy transaction in real time down to the drug code, while coordinating funding across multiple sources in a single transaction. 

  • Pharma fund, employer subsidy, HSA/FSA, member OOP—all in one card
  • Real-time rebate coordination at point of sale
  • No static accounts or legacy PBM constraints
  • Fully configurable purse priority and APL rules
  • Webhooks fire on every authorization and settlement

CONFIGURABLE ACCESS CONTROL

Design and Fund Pharmacy Programs
with Precision

Define not just access, but exactly how every pharmacy transaction is priced, funded, and fulfilled in real time. With Lynx, you define exactly how pharmacy access works.

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Drug-Level Control

Enable or restrict access at the NDC level with real-time adjudication

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On-Benefit or Off-Benefit Flexibility

Run programs alongside the PBM or completely outside traditional benefit structures

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Cost Sharing & Subsidies

Configure copays, caps, coinsurance, discounts, and employer or pharma-funded subsidies

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Flexible Fulfillment Networks

Support preferred pharmacies, digital fulfillment, specialty, or nationwide access

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Multi-Source Funding

Combine and orchestrate employer funding, manufacturer support, HSA/FSA balances, and member out-of-pocket spend in a single, real-time transaction using Lynx’s multi-purse wallet

infrastructure new modal
REAL-TIME ENGINE

Pharmacy Infrastructure, Built for a New Model

Lynx combines payments, adjudication, and fulfillment into a single platform, unlocking new capabilities as a real-time transaction layer at the point of sale.

  • Real-Time NDC-Level Controls Every transaction is validated against eligibility, pricing, and program rules before approval
  • Integrated Pharmacy Experience Digital ordering, hub services, specialty dispensing, delivery, and patient support
  • Configurable Fulfillment Online pharmacies, preferred networks, or full national access
  • Multi-Purse Payment Orchestration Apply employer subsidy, manufacturer support, pre-tax funds, and consumer payments in a single coordinated transaction
  • Modern Member Experience One place for prescriptions, payments, eligibility, delivery updates, and support

STAKEHOLDER SOLUTIONS

Built for Every Stakeholder in the
Pharmacy Ecosystem

Lynx is purpose-built to serve every stakeholder in the evolving pharmacy ecosystem.

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Employers

  • Offer high-cost therapies with predictable spend
  • Carve out specific drug categories without redesigning PBM contracts
  • Improve member experience with digital-first pharmacy access
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Pharma

  • Fund affordability and control access at the drug level
  • Deliver manufacturer support directly into the transaction in real time
  • Ensure the right patients receive the right therapies
  • Gain visibility into utilization, adherence, and program performance
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PBMs & Health Plans

  • Add an access layer for off-benefit programs
  • Maintain existing formularies while expanding options
  • Layer real-time subsidy and rebate orchestration on top of existing claim flows
  • Monetize targeted access programs without operational disruption
PHARMACY USE CASES

High-Impact Pharmacy Programs, Ready Today

These programs are emerging rapidly as employers and partners look for more precise, controlled ways to manage high-cost therapies like GLP-1s and specialty drugs.

GLP-1 Access Programs

Streamlined metabolic health protocols with automated prior auth workflows.

Fertility Medications

Sensitive coordination for complex, time-critical biological therapies.

Behavioral Health Therapies

Integrated adherence tracking for long-term psychiatric management.

Rare Disease & Limited Distribution

Exclusive access logistics for high-cost or ultra-orphan pharmaceuticals.

Specialty Drugs Outside Formulary

Exception management for essential non-formulary clinical needs.

Right Side_ High-Impact Infographic (1)
MODERN PHARMACY INFRASTRUCTURE

A New Real-Time Pharmacy Infrastructure Layer

Lynx introduces a real-time transaction layer that replaces static funding, reimbursement workflows, and fragmented pharmacy models. This is a fundamentally different way to deliver pharmacy affordability.

Ready to Own the Experience?

Get started today—and build your embedded program in weeks.

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